Payment for Federal Direct Loans and Harvard University Employees Credit Union loans should be made to the lender

There are 4 options to make payments for loans serviced by the Harvard Student Loan Office (Perkins, Institutional, HPSL, LDS, Wolfson).

  • Direct Debit ACH/EFT
  • International Payments
  • Check Payments
  • Wire Information

Electronic Funds Transfer (EFT) via the Automated Clearinghouse (ACH) is a process that enables us to debit your bank account automatically each month for your loan payment.

Harvard University has transitioned to EasyPath, a new website for managing your student loan account, powered by Heartland ECSI. The instructions to sign in to EasyPath are below. If you have any questions when signing in to EasyPath, please contact Heartland ECSI via Live Chat at or toll-free at 1., Monday to Friday, 7:30 AM to 8:00 PM Eastern Time.

Step 1: Go to 2: Register by creating a user profile.Step 3: Connect your account using your Heartland Key. This will be on your billing statement. If you do not have a Heartland Key please contact Heartland ECSI and they will be able to provide it to you.

Bank of America100 Federal StreetBoston, MA 02110ABA: 026009593(Swift code) BOFAUS3NAcct# 22270060President & Fellows of Harvard CollegeMemo: Student Loan Office, Your Harvard ID# and Name

average interest rates for personal loans

The Harvard University Student Loan Office has contracted with Western Union Business Solutions to provide international students with a way to make student loan payments in the currency of their choice. Western Union offers a competitive rate of exchange as well as the convenience of being able to make payments best online payday loans in many international currencies through a local bank. These payments usually take 2 to 5 business days after your local bank initiates payment to Harvard University.

Step 1: Initiate your payment quote online Go to the Harvard Student Loan International Payment Portal Enter requested data (8-digit Harvard ID#, Name, Email). Enter the amount due in U.S. Dollars. Choose your currency type. A payment amount in your currency of choice will automatically be generated. This quote is secured for 72 hours. Agree to the payment amount and accept terms and conditions. Download payment instructions, including a reference number, as a PDF document. You will need the reference number to complete your payment in Step 2.

Step 2: Transfer funds to Western Union Business Solutions The payment instructions will tell you how to transfer funds through your personal bank or online. If you have your bank send the funds to Western Union Business Solutions, be sure that they send your reference number.

Please note that there may be a fee associated with this type of payment from the banking institution where the transaction is originated.

Bank of America100 Federal StreetBoston, MA 02110ABA: 011000138Acct# 22270060President & Fellows of Harvard CollegeMemo: Student Loan Office, Your Harvard ID# and Name

U.S. Currency checks, made payable to Heartland ECSI can be sent to: Heartland ECSI, PO Box 718, Wexford, PA 15090.

Foreign and U.S. currency checks, made payable to Harvard University can be sent to: Harvard University, Student Loan Office, 801 Smith Campus Center, 1350 Massachusetts Ave., Cambridge, MA 02138.

If you would like to deliver a payment for your Harvard Loan at the Smith Center, please utilize the SFS drop box in the Smith Center Arcade, which is located next to the security desk at the main elevator bank (to the left of the green wall). Please be sure to include your full name and Harvard ID number on the check payment, to ensure timely and accurate posting to your account. Please be advised that the Smith Center building access is currently restricted to Harvard University ID holders only, between the hours of 7AM 5PM.